Budgetpad keeps your accounts, budgets and transactions only in this browser on this device — nothing is uploaded, no account, no bank connection. On iPhone/iPad, add it to your Home Screen (Safari may clear website data after 7 days without a visit) and download a backup file regularly; also before clearing your browser or changing phones.
Envelope budget by account
Manual envelope budgeting around your real accounts: when you spent vs when it left the account, sub-budgets, and buckets inside an account. No bank connection, no account, stays on this device.
Budgetpad is a manual bookkeeping aid, not a bank app and not financial advice: no bank connection, no account, no ads, no subscription. Every number is one you typed, and it never leaves this device.